Federal employees and retirees

Call 1-800-410-7778 (TTY: 711)

The MHBP Standard Option health plan for all federal employees

The MHBP Standard Option offers coverage that fit you and your family.

MHBP Standard Option offers comprehensive coverage

We are setting a higher standard for federal employee health plans.

The plan‘s copayments for office visits and no cost telehealth visits through Teladoc Health keep your costs down and out-of-pocket expenses predictable. With network providers, you pay nothing for annual exams, lab tests through our Lab Savings Program, and more.

2027 STANDARD OPTION RATES

These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.

Federal Employees (biweekly)

Annuitants (monthly)

Postal service employee or retiree? Visit MHBPPostal.com for your rates and enrollment codes.

Note: Two-person families are not required to enroll in Self Plus One. You can enroll in Self and Family.

Why choose MHBP:

Enroll today and discover countless reasons to smile!

Robust coverage. Wellness rewards.

MHBP’s Standard Option in-network benefits have you covered

Complete coverage for federal employees and their families.

2026 MHBP Health Plans Brochure

Plans for a healthier you

Looking for a better health plan? Look no further than MHBP. With three MHBP plan options, find a health plan to fit your needs, with coverage at affordable rates. Download the brochure to learn more.

2026 standard example

Shop. Compare. Choose MHBP.

How do you select the best plan for you and your family? Choice is a good thing, but choosing isn’t always easy.  Compare your plan to MHBP and see if you can save.

Have questions? We’re here.

Call 1-800-410-7778 (TTY: 711)

24 hours a day, 7 days a week, except certain holidays
cell phones laid on a table, all screens have title - Let's talk. Low premiums High Standards. Great coverage Wellness rewards. Choice plus Value.

Get Live Help

Have questions or need help selecting a plan? We offer multiple ways to get live help. Don’t wait, our friendly representatives are here for you.

Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services.

Information is accurate as of the production date but may change.

Teladoc Health and Teladoc physicians are independent contractors and are not agents of Aetna. Visit Teladoc.com/Aetna for a complete description of the limitations of Teladoc Health services. Teladoc, Teladoc Health and the Teladoc Health logo are registered trademarks of Teladoc Health, Inc.

Quest, Quest Diagnostics, any associated logos, and all associated Quest Diagnostics registered or unregistered trademarks are the property of Quest Diagnostics. Labcorp trademark is the property of Labcorp.