Aetna Medicare Advantage for MHBP Standard Option retirees – Plan Details

MHBP Standard Option offers an Aetna MedicareSM Plan (PPO). This plan offers enhanced benefits and programs for members who have Medicare Parts A and B as their primary coverage.

How the plan works

You’ll have waived cost sharing for deductibles, copayments and coinsurance meaning you’ll pay nothing for most medical care. With Aetna Medicare Advantage for MHBP, members will get enhanced benefits and added programs that aren’t included with the MHBP Standard Option for no additional FEHB premium.

Plan Highlights

With Medicare Advantage for MHBP, members will get enhanced benefits and added programs that aren’t included with the MHBP Standard Option for the same FEHB premium as MHBP Standard Option.

  • $900 Medicare Part B premium reduction for eligible members
  • Added programs like SilverSneakers® and Healthy Home Visits
  • $0 deductible and coinsurance for medical care
  • Prescriptions as low as $0 (be sure to check the formulary to confirm your cost for your prescription)
  • Nationwide network and coverage
  • No referrals

Prescription Drug Documents

Benefit Comparison

MHBP Standard Option with Medicare and Aetna Medicare Advantage for MHBP Standard Option – benefit comparison

The MHBP Standard Option column shows benefits when Medicare Parts A and B are your primary coverage. MHBP waives your calendar year deductible and most copayments and coinsurance, (except for prescription drugs), and pays Medicare’s deductible and coinsurance for services covered by both Medicare and MHBP. Do not rely on this chart alone. All benefits are fully described in the official Plan Brochure.

MHBP Standard Option with Medicare – Current Plan New: Aetna Medicare Advantage
Annual Part B premium credit N/A Each eligible member receives a
$900 Medicare Part B premium reduction.
Deductible $0 $0
Out-of-pocket maximum $6,000 per person, limited to
$12,000 per Self Plus One or Self and Family enrollment (medical and prescription)
$3,500 per person (prescription only)
Coinsurance $0, except prescription drugs $0, except prescription drugs
Medical coverage MHBP Standard Option with Medicare – Current Plan – You pay New: Aetna Medicare Advantage – You pay
Adult annual physical exam $0 $0
Lab, X-ray and other diagnostic tests $0 $0
Primary care and specialty physician visits $0 $0
Chiropractic services $0, limited to 40 visits $0, unlimited visits
Physical, occupational and speech therapy $0, limited to 40 combined visits $0, unlimited visits
Home health services $0, limited to 50 visits $0, unlimited visits
Routine vision exam All charges $0
Inpatient hospital $0 $0
Hearing aids $0 up to $2,000/60 months $0 up to $2,000/60 months
Outpatient hospital $0 $0
Prescription coverage MHBP Standard Option with Medicare – Current Plan – You pay New: Aetna Medicare Advantage – You pay
Preferred generic N/A Preferred pharmacies:
$0 (30 days), $0 (90 days)
Standard pharmacies:
$2 (30 days), $4 (90 days)
Generic $5 (30 days), $10 (90 days) $5 (30 days), $10 (90 days)
Preferred brand 25% max $200 (30 days)
$60 (90 days)
$40 (30 days), $60 (90 days)
Non-preferred brand 50% max $200 (30 days)
$120 (90 days)
$75 (30 days), $120 (90 days)
Specialty generic/ preferred brand 15% max $225 (30 days)
15% max $425 (90 days)
15% max $200 (30 days)
15% max $425 (90 days)
Specialty non- preferred brand 25% max $275 (30 days)
25% max $500 (90 days)
15% max $200 (30 days)
15% max $425 (90 days)
Wellness and value- added programs MHBP Standard Option with Medicare – Current Plan New: Aetna Medicare Advantage
Over-the-counter supplies Limited to ACA requirements You get a $30 allowance every three months via mail order.
SilverSneakers® Not included Included
Meal benefit program Not included Included – up to 14 meals after discharge per patient
Routine transportation Not included Included – 24 one-way trips up to 60 miles each
Resources for Living Not included Included
Healthy Home Visits Not included Included
Care management Not included Included

This chart assumes Medicare Parts A and B are primary and that covered services are provided by doctors and facilities that participate with Medicare. MHBP does not pay 100% when services are provided by a doctor under a private contract that provides for direct billing and no Medicare coverage. This is also a summary of Medicare features. For more information on Medicare call
1-800-MEDICARE TTY or visit Medicare.gov

Find a Provider

Benefits wherever you are

This plan lets you use any doctors and hospitals that are licensed to receive Medicare payment and willing to accept your plan. And with the Aetna Medicare Advantage plan, your coverage follows you wherever you travel, nationwide.

Find a provider

Getting access to Aetna Medicare Advantage

Everyone covered under your plan who has Medicare Parts A and B as primary coverage has the choice to opt into the new Aetna Medicare Advantage plan.

To complete your enrollment in Aetna Medicare Advantage, we will need to confirm your Medicare information. Please go to AetnaRetireeHealth.com/MHBP or call us at 1-866-241-0262 (TTY: 711) Monday-Friday, 8 AM–9 PM ET. You’ll need to provide your Original Medicare effective date for Parts A and B and your Medicare Beneficiary ID.

Aetna Medicare is an HMO, PPO plan with a Medicare contract. Enrollment in our plans depends on contract renewal. The formulary, provider and/ or pharmacy network may change at any time. You will receive notice when necessary. See Evidence of Coverage for a complete description of plan benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by service area. Participating physicians, hospitals and other health care providers are independent contractors and are neither agents nor employees of Aetna. The availability of any particular provider cannot be guaranteed, and provider network composition is subject to change. Plan features and availability may vary by service area. SilverSneakers is a registered trademark of Tivity Health, Inc. © 2021 Tivity Health, Inc. All rights reserved. Resources For Living is the brand name used for products and services offered through the Aetna group of subsidiary companies. For accommodation of persons with special needs at meetings, call 1-800-410-7778 (TTY: 711).

Aetna is the brand name used for products and services provided by one or more of the Aetna group of subsidiary companies, including Aetna Life Insurance Company and its affiliates (Aetna). Aetna Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice.

This is a summary of the MHBP Standard Option Plan. Before making a final decision, please read the 2022 official Plan Brochure (RI 71-007). A single annual $42 associate membership fee makes all MHBP plans available to you. All benefits are subject to the definitions, limitations and exclusions set forth in the official Plan Brochure. External websites links are provided for your information and convenience only and does not imply or mean that Aetna endorses the content of such linked websites or third party services. Aetna has no control over the content or materials contained therein. Aetna therefore makes no warranties or representations, express or implied, about such linked websites, the third parties they are owned and operated by, and the information and/or the suitability or quality of the products contained on them.

© 2021 Aetna Inc.
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It’s easy to opt in (with Aetna®)

Visit AetnaRetireeHealth.com/MHBP or call 1-866-241-0262 (TTY: 711) Monday–Friday,8 AM–8 PM ET to opt-in to the Aetna Medicare Advantage for MHBP Standard Option.

Opt In

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