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MHBP and PSHB

Postal Service Health Benefits (PSHB) Program

MHBP is proud to be conditionally approved to offer our health plans to postal employees and annuitants in 2025 as part of the new Postal Service Health Benefits Program.

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The NPMHU and MHBP

The National Postal Mail Handlers Union (NPMHU) sponsors MHBP.

For over 60 years, MHBP has proudly served the specific needs of both NPMHU members and federal employees and their families. And we’re excited to bring that history of experience to PSHBP starting on January 1, 2025.

NPMHU and MHBP logos

Here’s what we know right now 

The PSHB program is new. It’s separate from other programs and administered by the Office of Personnel Management (OPM).

OPM will provide health insurance to eligible Postal Service employees, annuitants and their eligible family members. The PSHB program coverage will start in 2025. And it will replace FEHB coverage for these groups. 

No. Postal Service employees, annuitants and eligible family members may continue to participate in the FEHB program for the 2023 and 2024 plan years. 

Yes. Most Postal Service annuitants entitled to Medicare Part A are eligible to enroll in Medicare Part B. This includes any eligible family members.

Enrollment will occur during a six-month special enrollment period (SEP). Individuals who qualify for the SEP will receive a separate notification prior to April 1, 2024. 

Enrolling in PSHB will not impact any of your other benefits, including: 

  • Federal Employees Dental and Vision Insurance Program (FEDVIP) 
  • Federal Flexible Spending Account Program (FSAFEDS) 
  • Federal Employees’ Group Life Insurance (FEGLI), or 
  • Federal Long Term Care Insurance Program (FLTCIP) 
Please be sure to check back regularly. We’ll update this page as we learn more. When we know, you’ll know.

USPS and OPM, in consultation with the four Postal Unions, have developed Fact Sheets to provide basic information regarding the PSHBP.

USPS Employees Fact Sheet
USPS Annuitants Fact Sheet

Why choose MHBP?

We have 3 health plans with a large national network of over 1.8 million providers, so MHBP has a plan that will fit your needs and support you on your health and wellness journey.

In addition, MHBP offers a plan that is designed for retirees who have Medicare Parts A and B with features to help you save.

Have questions? We’re here.

Call 1-800-410-7778 (TTY: 711)
24 hours a day, 7 days a week, except certain holidays
©2024 Aetna is the brand name used for products and services provided by one or more of the Aetna group of subsidiary companies, including Aetna Life Insurance Company and its affiliates (Aetna). Aetna providers are independent contractors and are not agents of Aetna. Provider participation may change without notice.

This is a summary of the MHBP plan options. Before making a final decision, please read the Official Plan Brochure (RI 71-007 or RI 71-016). All benefits are subject to the definitions, limitations, and exclusions set forth in the official plan brochures. A single annual $52 associate membership fee makes all MHBP plans available to you.