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MHBP Dental plan

Dental coverage to smile about

MHBP offers dental benefits with year round enrollment.

Unlock exceptional benefits, nationwide coverage, and rates that fit your budget.

Plus, you don’t have to enroll in a MHBP medical plan to participate in this dental plan.* Enroll today and discover countless reasons to smile! 

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Enroll today and discover countless reasons to smile!

Network Dental benefits highlights

Benefit Care Type Calendar Year Deductible 1st Year (1st-12th month of coverage) 2nd Year (13th-24th month of coverage) 3rd Year (24th month of coverage and later)
Preventive Care (Exams, cleanings & bitewing x-rays) No deductible 100% 100% 100%
Basic Services (Fillings, extractions and other x-rays) Deductible Applies 70% 80% 80%
Major Services (Root canals, crowns and bridges) Deductible applies Benefits begin in 2nd year 50% 50%
Orthodontics Up to $1,000 per person per lifetime for dependents through age 18 Deductible applies Benefits begin in 3rd year Benefits begin in 3rd year 50%

The annual deductible ($50 per person, $150 per family) applies to Basic and Major services. The annual benefit maximum is $2,000 per person per calendar year. Dental insurance coverage will not begin without payment of premium.

Ready to enroll in the Dental plan?

Call us at 1-800-254-0227 (TTY: 711) or
1-800-481-9871 (for a TDD for the hearing impaired) to enroll today.

We are available to assist you Monday through Friday from 8 AM–6 PM ET

* You do not have to be enrolled in an MHBP medical plan to enroll in the MHBP Dental Plan. A single annual $52 MHBP associate membership fee makes all MHBP plans available to you.

**MHBP Dental Plan is available to U.S. residents only. Dental coverage underwritten by Aetna Life Insurance Company. These benefits are neither offered nor guaranteed under contract with the FEHBP or FEDVIP, but are available to federal employees, retirees, and select members of the military and their covered family members as a voluntary offering. You cannot file a FEHBP disputed claim about them.

The fees you pay for these services do not count toward FEHBP deductibles or out-of-pocket maximums. See Certificate of Insurance for full coverage details, exclusions and limitations. For dental coverage, annual deductible applies ($50 per person, $150 per family). The annual benefit maximum for dental coverage is $2,000 per person per calendar year. Coverage will not begin without payment of premium. Your coverage is renewable as long as your premiums are paid and the Master Group Policy remains in force, and you remain eligible for this coverage. The dental PPO network is made available by the Aetna Dental Network. Benefits are not provided for services rendered outside the 50 United States and the District of Columbia.