A New Standard for Federal Employee Health Plans.
MHBP Value Plan’s In-Network Benefits Are Just What You Need
MHBP provides federal employee health plans with:
- Outstanding plan satisfaction, per OPM.gov Consumer Satisfaction Survey Results
- A large, nationwide network of over 1.5 million providers and hospitals. When you need care, it’s never too far.
- Worldwide coverage
- No referrals required to see specialists. No jumping through hoops to see the right doctor.
Low cost plan that protects you from the unexpected
Looking for preventive care and the occasional visit to the doctor’s office, but still need protection from major expenses at an affordable premium? Then the MHBP Value Plan is the right fit for you. Doctor visits, prescription drugs and unexpected trips to the emergency room or Urgent Care Center are all covered.
Value Plan is also great choice if you or an eligible dependent needs Temporary Continuation of Coverage (TCC). To learn more about TCC, view the OPM TCC guide RI 79-27.
Preventive Care | You Pay Nothing |
---|---|
Primary Care Visits | $30 copay, adult
$10 copay, dependents through age 21 |
Specialist Visits | $50 copay* |
MinuteClinic® Visits | You Pay Nothing
*Calendar Year Deductible Applies |
Walk-in Clinic Visits | $15 copay, adult
$5 copay, dependents through age 21 |
Lab Savings Program | You pay nothing for covered lab tests with the Lab Savings Program when LabCorp® or Quest Diagnostics™ performs the tests |
Alternative Care (Chiropractic) | 20% of the Plan allowance* up to 40-visit maximum |
Alternative Care (Acupuncture) | 20% of the Plan allowance* up to 40-visit maximum |
Maternity | You Pay Nothing |
Emergency Room Visits | 20% of Plan allowance* |
Urgent Care Center Visits | 20% of Plan allowance*
(No deductible for accidental injury) |
Hospitalization | 20% of Plan allowance* |
Prescription Drugs, Generic (retail) | $10 copay |
Calendar Year Deductible
(a separate deductible applies to |
$600 per person
$1,200 per family |
*Must meet deductible first
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These rates don’t apply to all enrollees. If you are in a special enrollment category, please contact the agency that maintains your health benefits enrollment.
2023 Enrollment Type | Federal Employees (biweekly) |
Annuitants (monthly) |
---|---|---|
Self Only – 414 | $58.20 | $126.11 |
Self Plus One – 416 | $137.91 | $298.81 |
Self and Family – 415 | $140.66 | $304.77 |
This is a summary of the MHBP Value Plan. Before making a final decision, please read the official Plan brochure (RI 71-007). All benefits are subject to the definitions, limitations and exclusions set forth in the official Plan brochure. A single annual $52 associate membership fee makes all MHBP plans available to you.

Official Brochure
View the MHBP Standard Option/Value Plan Official Plan Brochure.
Download Plan Brochure (PDF)