A New Standard for Federal Employee Health Plans.

MHBP Value Plan’s In-Network Benefits Are Just What You Need

MHBP provides federal employee health plans with:

  • Outstanding plan satisfaction, per OPM.gov Consumer Satisfaction Survey Results
  • A large, nationwide network of over 1.8 million providers and hospitals. When you need care, it’s never too far.
  • Worldwide coverage
  • No referrals required to see specialists. No jumping through hoops to see the right doctor.

Low cost plan that protects you from the unexpected

Looking for preventive care and the occasional visit to the doctor’s office, but still need protection from major expenses at an affordable premium? Then the MHBP Value Plan is the right fit for you. Doctor visits, prescription drugs and unexpected trips to the emergency room or Urgent Care Center are all covered.

Value Plan is also great choice if you or an eligible dependent needs Temporary Continuation of Coverage (TCC). To learn more about TCC, view the OPM TCC guide RI 79-27.

Summary of covered expenses

This is a summary of MHBP Value Plan benefits when you use doctors that are part of our network. Do not rely on this list alone. Not all benefits are shown below.

Preventive Care You Pay Nothing
Primary Care Visits $30 copay, adult

$10 copay, dependents through age 21

Specialist Visits $50 copay*
MinuteClinic® Visits You Pay Nothing

*Calendar Year Deductible Applies

Walk-in Clinic Visits $15 copay, adult

$5 copay, dependents through age 21

Lab Savings Program You pay nothing for covered lab tests with the Lab Savings Program when LabCorp® or Quest Diagnostics™ performs the tests
Alternative Care (Chiropractic) 20% of the Plan allowance* up to 40-visit maximum
Alternative Care (Acupuncture) 20% of the Plan allowance* up to 40-visit maximum
Maternity You Pay Nothing
Emergency Room Visits 20% of Plan allowance*
Urgent Care Center Visits 20% of Plan allowance*

(No deductible for accidental injury)

Hospitalization 20% of Plan allowance*
Prescription Drugs, Generic (retail) $10 copay
Calendar Year Deductible

(a separate deductible applies to
Non-Network benefits)

$600 per person

$1,200 per family

*Must meet deductible first

These rates don’t apply to all enrollees. If you are in a special enrollment category, please contact the agency that maintains your health benefits enrollment.

2024 Value Plan Rates and Resources
2024 Enrollment Type Federal Employees
Self Only – 414 $58.20 $126.11
Self Plus One – 416 $137.91 $298.81
Self and Family – 415 $140.66 $304.77

This is a summary of the MHBP Value Plan. Before making a final decision, please read the official Plan brochure (RI 71-007). All benefits are subject to the definitions, limitations and exclusions set forth in the official Plan brochure. A single annual $52 associate membership fee makes all MHBP plans available to you.

Includes select MinuteClinic services. Not all MinuteClinic services are covered. Please consult benefit documents to confirm which services are included. Members enrolled in qualified high-deductible health plans must meet their deductible before receiving covered non-preventive MinuteClinic services at no cost-share. However, such services are covered at negotiated contract rates. This benefit is not available in all states and on indemnity plans.

Providers are independent contractors and are not agents of Aetna®. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services.

Official Brochure

View the MHBP Standard Option/Value Plan Official Plan Brochure.
Download Plan Brochure (PDF)

Benefit Summary

View the MHBP Value Option Benefit Summary.
Download Benefit Summary (PDF)