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Value plan

A plan with your health care needs and budget in mind

Simple, affordable coverage to protect you from the unexpected

The MHBP Value Plan is our most affordable plan – with predictable costs for doctor visits, maternity care and covered lab tests.

The Value Plan balances low cost and high satisfaction. That makes it a great choice for healthy people who don’t typically need a lot of medical services. Plus, you pay nothing for preventive care from network providers. Including things, like an annual exam, screenings, immunizations and well-child visits.

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Federal Employees (biweekly)

Annuitants (monthly)

These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.

Why choose MHBP:

Enroll today and discover countless reasons to smile!

Great coverage. Low rates. Wellness rewards.

MHBP’s Value Plan in-network benefits are just what you need

Looking for preventive care and the occasional visit to the doctor’s office, but still need protection from major expenses at an affordable premium? 

Then the MHBP Value Plan is the right fit for you. Doctor visits, prescription drugs and unexpected trips to the emergency room or Urgent Care Center are all covered.

This is a summary of MHBP Value Plan benefits when you use doctors that are part of our network. Do not rely on this list alone. Not all benefits are shown below.

Network Benefit Cost
Preventive Care You pay nothing
Primary Care Doctors’ Visits $30 copay ($10 copay for dependents under 21)
Specialist Visits $50 copay*
MinuteClinic® Visits You pay nothing
Walk-in Clinic Visits $15 copay ($5 copay for dependents under 21)
Lab Savings Program You pay nothing for covered lab tests with the Lab Savings Program when LabCorp® or Quest Diagnostics™ performs the tests
Alternative Care (Chiropractic) 20% of the plan allowance per visit up to 40-visit combined maximum
Alternative Care (Acupuncture) 20% of the plan allowance per visit up to 40-visit combined maximum
Maternity You pay nothing
Emergency Room Visits 20% of plan allowance* (coinsurance is waived if admitted to the hospital)
Urgent Care Center Visits 20% of plan allowance
Hospitalization 20% of plan allowance*
Prescription Drugs, Generic (retail) $10 copay
Calendar Year Deductible (a separate deductible applies to Non-Network benefits) $600 Self Only
$1,200 Self Plus One or Self and Family
*Must meet deductible first

The Value Plan is also great choice if you or an eligible dependent needs Temporary Continuation of Coverage (TCC). To learn more about TCC, view the OPM TCC guide RI 79-27.

Plans for a healthier you

Looking for a better health plan? Look no further than MHBP. With 3 plan options, you’re sure to find a plan that fits your needs, lifestyle and budget. Download the brochure to learn more.

Have questions? We’re here.

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Have questions or need help selecting a plan? We offer multiple ways to get live help. Don’t wait, our friendly representatives are here for you.

This is a summary of the MHBP Value Plan. Before making a final decision, please read the official Plan brochure (RI 71-007). All benefits are subject to the definitions, limitations and exclusions set forth in the official Plan brochure. A single annual $52 associate membership fee makes all MHBP plans available to you.

Includes select MinuteClinic services. Not all MinuteClinic services are covered. Please consult benefit documents to confirm which services are included. Members enrolled in qualified high-deductible health plans must meet their deductible before receiving covered non-preventive MinuteClinic services at no cost-share. However, such services are covered at negotiated contract rates. This benefit is not available in all states and on indemnity plans.

Providers are independent contractors and are not agents of Aetna®. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services.