Value plan
A plan with your health care needs and budget in mind
Simple, affordable coverage to protect you from the unexpected
The MHBP Value Plan is our most affordable plan – with predictable costs for doctor visits, maternity care and covered lab tests.
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2025 VALUE PLAN RATES
These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.
Federal Employees (biweekly)
- Self Only (CODE 414): $60.53
- Self Plus One (CODE 416): $143.43
- Self and Family (CODE 415): $146.29
Annuitants (monthly)
- Self Only (CODE 414): $131.15
- Self Plus One (CODE 416): $310.76
- Self and Family (CODE 415): $316.97
Why choose MHBP:
- 24/7 dedicated customer service team (except certain holidays).
- Outstanding plan satisfaction, per OPM.gov Consumer Satisfaction Survey Results. If you aren’t happy, we aren’t happy.
- A large, nationwide network of over 1.9 million capable care providers and hospitals. When you need care, it’s never too far.
- No referrals required to see a specialist. No jumping through hoops to see the right doctor.
- Worldwide coverage for living, working, or traveling abroad.
Enroll today and discover countless reasons to smile!
Great coverage. Low rates. Wellness rewards.
- Up to $300 in wellness rewards
- No out-of-pocket costs for maternity care
- 40 alternative care visits per year for chiropractic care and acupuncture combined
- No additional cost MinuteClinic® visits at a CVS Pharmacy®
- No additional cost for telehealth through Teladoc Health™
- No additional cost for Lab Savings Program
MHBP’s Value Plan network benefits are just what you need
Looking for preventive care and the occasional visit to the doctor’s office, but still need protection from major expenses at an affordable premium?
Then the MHBP Value Plan is the right fit for you. Doctor visits, prescription drugs and unexpected trips to the emergency room or Urgent Care Center are all covered.
This is a summary of MHBP Value Plan benefits when you use network providers. Do not rely on this list alone. Not all benefits are shown below.
Network Benefit | Cost |
---|---|
Preventive Care | You pay nothing |
Primary Care Doctors’ Visits | $30 copay ($10 copay for dependents under 21) |
Specialist Visits | $50 copay* |
MinuteClinic® Visits | You pay nothing |
Walk-in Clinic Visits | $15 copay ($5 copay for dependents under 21) |
Lab Savings Program | You pay nothing for covered lab tests with the Lab Savings Program when LabCorp® or Quest Diagnostics™ performs the tests |
Alternative Care (Chiropractic) | 20% of the plan allowance per visit up to 40-visit combined maximum |
Alternative Care (Acupuncture) | 20% of the plan allowance per visit up to 40-visit combined maximum |
Maternity | You pay nothing |
Emergency Room Visits | 20% of plan allowance* (coinsurance is waived if admitted to the hospital) |
Urgent Care Center Visits | 20% of plan allowance |
Hospitalization | 20% of plan allowance* |
Prescription Drugs, Generic (30-day supply) | $10 copay |
Calendar Year Deductible (a separate deductible applies to Non-Network benefits) | $600 Self Only $1,200 Self Plus One or Self and Family |
The Value Plan is also great choice if you or an eligible dependent needs Temporary Continuation of Coverage (TCC). To learn more about TCC, view the OPM TCC guide RI 79-27.
Plans for a healthier you
Looking for a better health plan? Look no further than MHBP. With three MHBP plan options, find a health plan to fit your needs, with coverage at affordable rates. Download the brochure to learn more.
Have questions? We’re here.
Get Live Help
Have questions or need help selecting a plan? We offer multiple ways to get live help. Don’t wait, our friendly representatives are here for you.
Includes select MinuteClinic services. Not all MinuteClinic services are covered. Please consult benefit documents to confirm which services are included. Members enrolled in qualified high-deductible health plans must meet their deductible before receiving covered non-preventive MinuteClinic services at no cost-share. However, such services are covered at negotiated contract rates. This benefit is not available in all states.
Providers are independent contractors and are not agents of Aetna®. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services.