*These benefits are neither offered nor guaranteed under contract with the FEHB program, but are made available to all MHBP enrollees and their covered family members. You cannot file a FEHB disputed claim about them. The fees you pay for these services to not count toward the FEHB deductibles or out-of-pocket maximums.

**The 20% discount is restricted to items purchased for the cardholder, spouse or dependents. A health care flexible spending account (HCFSA) allows you to contribute pre-tax earnings toward your out-of-pocket medical expenses. The FSA summary of your receipt includes the items (and tax) that may be eligible for reimbursement from your HCFSA/HRA/HSA plan. Plan restrictions may apply. Check with your plan sponsor for more details. Excludes prescriptions, alcohol, tobacco, lottery tickets, postage stamps, gift cards, money orders, pre-paid cards and photo finishing, and are not valid on other items reimbursed by a governmental program.