How PSHBP will impact MHBP members
The National Postal Mail Handlers Union (NPMHU) sponsors MHBP. For over 60 years, MHBP has proudly served the specific needs of both postal and federal employees and their families.
Here’s what we know right now
- What is the PSHBP?
The PSHB program is new. It’s separate from other programs and administered by the Office of Personnel Management (OPM). The OPM will provide health insurance to eligible Postal Service employees, annuitants and their eligible family members. The PSHB program coverage will start in 2025 and it will replace FEHB coverage for these groups.
- Do I need to do anything now?
No. Postal Service employees, annuitants and eligible family members may continue to participate in the FEHB program for the 2024 plan year.
- Will there be an opportunity to enroll in Medicare Part B without a late enrollment penalty?
Yes. Most Postal Service annuitants entitled to Medicare Part A are eligible to enroll in Medicare Part B. This includes any eligible family members. Enrollment will occur during a six-month special enrollment period (SEP). Individuals who qualify for the SEP will receive a separate notification prior to April 1, 2024.
- Does the PSHB Program affect my other benefits?
Enrolling in PSHB will not impact any of your other benefits, including:
- Federal Employees Dental and Vision Insurance Program (FEDVIP)
- Federal Flexible Spending Account Program (FSAFEDS)
- Federal Employees’ Group Life Insurance (FEGLI), or
- Federal Long Term Care Insurance Program (FLTCIP)
Please be sure to check back regularly. We’ll update this page as we learn more. When we know, you’ll know.
USPS Releases Initial Fact Sheets about the PSHBP
USPS and OPM, in consultation with the four Postal Unions, have developed Fact Sheets to provide basic information regarding the PSHBP. There are two Fact Sheets, one for USPS Active Employees and one for USPS Annuitants. These Fact Sheets are available on, LiteBlue.usps.gov and KeepingPosted.org. The Fact Sheets are an introduction to further education programs from USPS commencing in Fall 2023.
Why choose MHBP?
We have 3 health plans with a large national network of over 1.8 million providers, so MHBP has a plan that will fit your needs and support you on your health and wellness journey.
In addition, MHBP offers a plan that is designed for retirees who have Medicare Parts A and B with features to help you save.
This is a summary of MHBP. For a complete description of all benefits, please read the official plan brochure (RI 71-007 or RI 71-016). All benefits are subject to the definitions, limitations and exclusions set forth in the official plan brochure.
Aetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna).
This is a summary of the MHBP. Before making a final decision, please read the official Plan Brochures (RI 71-007 or RI 71-016). All benefits are subject to the definitions, limitations and exclusions set forth in the official Plan Brochures.
Aetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna).