The MHBP Value Plan offers health coverage for all federal employees
The MHBP Value Plan keeps your health care needs and budget in mind.
The MHBP Value Plan is our most affordable plan designed to protect you from the unexpected
The Value Plan balances low cost and high satisfaction. That makes it a great choice for healthy people who don’t typically need a lot of medical services.
Plus, you pay nothing for preventive care from network providers. Including an annual exam, preventative screenings, immunizations and well-child visits.
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2026 VALUE PLAN RATES
These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.
Federal Employees (biweekly)
- Self Only (CODE 414): $67.80
- Self Plus One (CODE 416): $160.64
- Self and Family (CODE 415): $163.85
Annuitants (monthly)
- Self Only (CODE 414): $146.89
- Self Plus One (CODE 416): $348.05
- Self and Family (CODE 415): $355.00
Postal service employee or retiree? Visit MHBPPostal.com for your rates and enrollment codes.
Why choose MHBP:
- 24/7 dedicated customer service team (except certain holidays).
- Outstanding plan satisfaction, per OPM.gov Consumer Satisfaction Survey Results. If you aren’t happy, we aren’t happy.
- A large, nationwide network of over 2 million capable care providers and hospitals. When you need care, it’s never too far.
- No referrals required to see a specialist. No jumping through hoops to see the right doctor.
- Worldwide coverage for living, working, or traveling abroad.
Enroll today and discover countless reasons to smile!
Great coverage. Low rates. Wellness rewards.
- Up to $300 in wellness rewards
- No out-of-pocket costs for maternity care
- 40 alternative care visits per year for chiropractic care and acupuncture combined
- No additional cost for telehealth through Teladoc Health
- No additional cost for Lab Savings Program
MHBP’s Value Plan network benefits are just what you need
Looking for preventive care and the occasional visit to the doctor’s office, but still need protection from major expenses at an affordable premium?
Then the MHBP Value Plan is the right fit for you. Doctor visits, prescription drugs and unexpected trips to the emergency room or Urgent Care Center are all covered.
The Value Plan is also great choice if you or an eligible dependent needs Temporary Continuation of Coverage (TCC). To learn more about TCC, view the OPM TCC guide RI 79-27.
Plans for a healthier you
Looking for a better health plan? Look no further than MHBP. With three MHBP plan options, find a health plan to fit your needs, with coverage at affordable rates. Download the brochure to learn more.
Shop. Compare. Choose MHBP.
How do you select the best plan for you and your family? Choice is a good thing, but choosing isn’t always easy. Compare your plan to MHBP and see if you can save.
Have questions? We’re here.
Get Live Help
Have questions or need help selecting a plan? We offer multiple ways to get live help. Don’t wait, our friendly representatives are here for you.
Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services.
Information is accurate as of the production date but may change.
Quest, Quest Diagnostics, any associated logos, and all associated Quest Diagnostics registered or unregistered trademarks are the property of Quest Diagnostics. Labcorp trademark is the property of Labcorp.
Teladoc Health and Teladoc physicians are independent contractors and are not agents of Aetna. Visit Teladoc.com/Aetna for a complete description of the limitations of Teladoc Health services. Teladoc, Teladoc Health and the Teladoc Health logo are registered trademarks of Teladoc Health, Inc.