The MHBP Value Plan offers health coverage for all federal employees
The MHBP Value Plan keeps your health care needs in mind.
The MHBP Value Plan is our most affordable plan designed to protect you from the unexpected
The Value Plan is a great choice for healthy people who don’t typically need a lot of medical services.
Plus, you pay nothing for preventive care from network providers. Including an annual exam, preventative screenings, immunizations and well-child visits.
Quick Links:
Share this page:
VALUE PLAN MEMBERS
Important Message about Open Enrollment
The MHBP Value Plan will no longer participate in the Federal Employees Health Benefits (FEHB) Program effective 2027. To help make this transition as smooth as possible and ensure your coverage continues without interruption, you will automatically be enrolled in the MHBP Standard Option effective 2027.
Get to know your new plan: the MHBP Standard Option.
VALUE PLAN MEMBERS
Important Message about Open Enrollment
The MHBP Value Plan will no longer participate in the Federal Employees Health Benefits (FEHB) Program effective 2027. To help make this transition as smooth as possible and ensure your coverage continues without interruption, you will automatically be enrolled in the MHBP Standard Option effective 2027.
Get to know your new plan: the MHBP Standard Option.
Why choose MHBP:
- 24/7 dedicated customer service team (except certain holidays).
- Outstanding plan satisfaction, per OPM.gov Consumer Satisfaction Survey Results. If you aren’t happy, we aren’t happy.
- A large, nationwide network of over 2.1 million capable care providers and hospitals. When you need care, it’s never too far.
- No referrals required to see a specialist. No jumping through hoops to see the right doctor.
- Worldwide coverage for living, working, or traveling abroad.
Enroll today and discover countless reasons to smile!
Great coverage. Low rates. Wellness rewards.
- Up to $300 in wellness rewards
- No out-of-pocket costs for maternity care
- 40 alternative care visits per year for chiropractic care and acupuncture combined
- No additional cost for telehealth through Teladoc Health
- No additional cost for Lab Savings Program
MHBP’s Value Plan
This is a summary of MHBP Value Plan benefits when you use network providers. Do not rely on this list alone. Not all benefits are shown below. For more detail about definitions, limitations, and exclusions please refer to the Official Plan Brochure.
| Network Benefit | Cost |
|---|---|
| Preventive Care | You pay nothing |
| Primary Care Doctors’ Visits | $30 copay ($10 copay for dependents under 21) |
| Specialist Visits | $50 copay* |
| Lab Savings Program | You pay nothing for covered lab tests with the Lab Savings Program when Labcorp® or Quest Diagnostics® performs the tests |
| Alternative Care (Chiropractic) | 20% of the plan allowance per visit up to 40-visit combined maximum |
| Alternative Care (Acupuncture) | 20% of the plan allowance per visit up to 40-visit combined maximum |
| Maternity | You pay nothing |
| Emergency Room Visits | 20% of plan allowance* (coinsurance is waived if admitted to the hospital) |
| Urgent Care Center Visits | 20% of plan allowance |
| Hospitalization | 20% of plan allowance* |
| Prescription Drugs, Generic (30-day supply) | $10 copay |
| Calendar Year Deductible (a separate deductible applies to Non-Network benefits) | $600 Self Only $1,200 Self Plus One or Self and Family |
Plans for a healthier you
Looking for a better health plan? Look no further than MHBP. With three MHBP plan options, find a health plan to fit your needs, with coverage at affordable rates. Download the brochure to learn more.
Shop. Compare. Choose MHBP.
How do you select the best plan for you and your family? Choice is a good thing, but choosing isn’t always easy. Compare your plan to MHBP and see if you can save.
Have questions? We’re here.
Call 1-800-410-7778 (TTY: 711)
Get Live Help
Have questions or need help selecting a plan? We offer multiple ways to get live help. Don’t wait, our friendly representatives are here for you.
Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services.
Information is accurate as of the production date but may change.
Quest, Quest Diagnostics, any associated logos, and all associated Quest Diagnostics registered or unregistered trademarks are the property of Quest Diagnostics. Labcorp trademark is the property of Labcorp.
Teladoc Health and Teladoc physicians are independent contractors and are not agents of Aetna. Visit Teladoc.com/Aetna for a complete description of the limitations of Teladoc Health services. Teladoc, Teladoc Health and the Teladoc Health logo are registered trademarks of Teladoc Health, Inc.