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Value plan

Value Plan

This Plan is Your Plan

That's you, federal employees. No matter what job you do in the service of the U.S. public, this plan is your plan. Whether it's coordinating services, providing nurse support around the clock or paying claims quickly and accurately, MHBP is there when you need us. Plus, MHBP is backed by Aetna, a CVS Health Company - a name you know and trust.

MHBP provides federal employee health plans with:

  • Outstanding plan satisfaction, per Consumer Satisfaction Survey Results
  • A large, nationwide network of doctors and hospitals
  • No referrals required to see specialists

Low cost plan that protects you from the unexpected

Looking for preventive care and the occasional visit to the doctor's office, but still need protection from major expenses at an affordable premium? Then the MHBP Value Plan is the right fit for you. Doctor visits, prescription drugs and unexpected trips to the emergency room or Urgent Care Center are all covered.

Value Plan is also great choice if you or an eligible dependent needs Temporary Continuation of Coverage (TCC). To learn more about TCC, view the OPM TCC guide RI 79-27.

MHBP Value Plan's In-Network Benefits Are Just What You Need

This is a summary of MHBP Value Plan benefits when you use doctors that are part of our network. Do not rely on this list alone. Not all benefits are shown below.

You get 100% coverage, with no deductible, for...

  • Annual physical exam, screenings and immunizations
  • Women's Preventive Care
  • Primary care doctor visits (after a $30 copay, or $10 copay for dependents through age 21)
  • Convenient care clinic visits (after a $15 copay, or $5 copay for dependents through age 21)
  • Maternity care
  • Well child care and immunizations
  • You pay nothing for covered lab tests with the Lab Savings Program through Quest Diagnostics® or LabCorp.

And there's more...

  • Benefits for alternative care, such as chiropractic and acupuncture, up to 26 visits per year
  • Coverage for specialist visits, hospitalization, emergency treatment and more
  • Generic prescriptions at a network pharmacy—just a $10 copay and no deductible.

These rates don’t apply to all enrollees. If you are in a special enrollment category, please contact the agency that maintains your health benefits enrollment.

2020 Value Plan Rates and Resources
2020 Enrollment Type Federal Employees
Postal Employees
(biweekly) Category 1
Postal Employees
(biweekly) Category 2
Self Only – 414 $52.30 $50.21 $43.41 $113.33
Self Plus One – 416 $123.93 $118.98 $102.86 $268.52
Self and Family – 415 $126.41 $121.35 $104.92 $273.88

This is a summary of the MHBP Value Plan. Before making a final decision, please read the official Plan brochure (RI 71-007). All benefits are subject to the definitions, limitations and exclusions set forth in the official Plan brochure. A single annual $42 associate membership fee makes all MHBP plans available to you.

Learn more

Official Brochure

View the MHBP Value Plan Official Plan Brochure.

Download Plan Brochure (PDF) »
Benefit Summary

Benefit Summary

View the MHBP Value Plan Benefit Summary.

Download Benefit Summary (PDF) »