Supplemental Dental Coverage

MHBP Supplemental Dental Plan

The Mail Handlers Benefit Plan offers federal and postal employees and annuitants dental supplemental benefits. Expand your health coverage when you add our affordable options.* This plan offers great benefits, national coverage and affordable rates. You don't have to enroll in a MHBP health plan to participate in these programs.** And you can enroll year round!

Call toll-free 1-800-254-0227 to enroll by phone (or 1-800-481-9871 for a TDD for the hearing impaired).

You will definitely have something to smile about when you enroll in our dental plan. Experience great benefits, national coverage and affordable rates:

• Coverage ranges from basic preventive care to crowns, bridges and orthodontia.
• Vast provider selection-over 120,000 dental PPO locations nationwide.
• No claim forms to file-PPO dentists do it for you!
• Benefits that increase the longer you are enrolled.
• Affordable rates and a special rate category for people who need Self Plus One coverage.

• Dental Rate Chart
• Locate Dental PPO Providers

Benefit Details

Summary Of PPO Dental Benefits

Topic	Calendar Year Deductible	First Year (1st-12th month of coverage)	Second Year (13th-24th month of coverage)	Third Year (24th month of coverage)
Preventive Care Exams, cleanings (twice annually) , and bitewing x-rays	No deductible	100%	100%	100%
Basic Services: Fillings, extractions, and x-rays	$50 per person Up to $150 per family	70%	80%	80%
Major Services: Root canals, crowns and bridges	$50 per person Up to $150 per family	Benefits begin in second year	50%	50%
Orthodontia (children 18 and under, $1000 lifetime benefit maximum)	$50 per person Up to $150 per family	Benefits begin in third year	Benefits begin in third year	50%

* These benefits are neither offered nor guaranteed under contract with the FEHB Program, but are made available to all persons who are eligible for FEHBP coverage. You cannot file a FEHB disputed claim about them. The premiums and fees you pay for these services do not count toward FEHB deductibles or out-of-pocket maximums. Dental Program underwritten by First Health Life & Health Insurance Company and Cambridge Life Insurance Company. Benefits are not provided for services rendered outside the 50 United States and the District of Columbia.

** You do not have to be enrolled in a MHBP health plan to enroll in the MHBP Supplemental Dental Plan or the MHBP Supplemental Vision Plan. However, a single annual $42 Mail Handlers Benefit Plan associate membership fee makes both the dental and/or vision plans available to you.