TCC Qualifying Events

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TCC Qualifying Events

For you (the employee), the only qualifying event is separation from Federal service. However, you are not entitled to TCC if you are involuntarily separated due to gross misconduct. Your human resources office decides whether conduct that leads to an involuntary separation is “gross misconduct.” If your human resources office decides that you were separated because of gross misconduct, it must notify you of that fact and explain what you can do to appeal the decision. Refer to the TCC guide, RI 79-27 for more information.

For children, the qualifying events are:

  • marriage,
  • reaching age 22,
  • loss of status as stepchild, foster child, or recognized natural child,
  • and more. Refer to the TCC guide, RI 79-27 for more information.

Spouses are not eligible for TCC (temporary continuation of coverage) in their own right, even if you separate and decide not to elect TCC or you die.

For your former spouse, if your marriage ends other than by death. The qualifying events are:

  • divorce, and
  • annulment of the marriage.

View the OPM TCC guide, RI 79-27 for detailed information on TCC.

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