skip to main content
Open to Everyone.
Medical Plans

Medical Plans

Standard Option
Consumer Option
Value Plan

MHBP offers health plans to all federal and postal employees and retirees.  We have proudly served the Federal Employees Health Benefits (FEHB) program for over 50 years. You can always count on us for great benefits, competitive rates, nationwide network access and top-notch customer service.  We aim to deliver the very best for our MHBP members. Lorem

We offer three Plans to choose from.
Find the plan that’s right for you.

MHBP Benefit Highlights – What You Pay In-Network

Please do not rely on this chart alone. Below is a summary of covered expenses. For more detail about definitions, limitations, and exclusions please refer to the Official Plan Brochure. A single annual $42 Associate Membership fee makes all MHBP plans available to all federal employees.

Summary of covered expenses
Care type Standard Option Consumer Option Value Plan
Preventive Care You Pay Nothing You Pay Nothing You Pay Nothing
Primary Care Doctors’ Visits $20 copay, adult

$10 copay, dependents through age 21

$15 copay* $30 copay, adult

$10 copay, dependents through age 21

Specialist Visits

$30 copay $15 copay* $50 copay*
Convenient Care Clinic Visits $5 copay $5 copay* $15 copay, adult

$5 copay, dependents through age 21

Maternity You Pay Nothing You Pay Nothing, after deductible* You Pay Nothing
Emergency Room Visits $200 copay*

(No deductible for accidental injury)

$50 copay* 20% of Plan allowance*
Urgent Care Center Visits $50 copay*

(No deductible for accidental injury)

$50 copay* 20% of Plan allowance*

(No deductible for accidental injury)

Hospitalization $200 copay per admission and 10% of Plan allowance for ancillary services $75 copay per day, up to $750 maximum per admission* 20% of Plan allowance*

Prescription Drugs, Generic (retail)

$5 copay

$10 copay*

$10 copay

Calendar Year Deductible

(a separate deductible applies to Non-Network benefits)

$350 per person

$700 per family

$2,000 Self Only

$4,000 Self Plus One or Self and Family

$600 per person

$1,200 per family

* Indicates calendar year deductible applies before benefits begin.
Learn more

Learn More

View the Official Plan Brochure for details about MHBP health benefits plans.

How to Enroll

How to Enroll

Get the information you need to become a member in one of MHBP's affordable nationwide health plans.

Learn How to Enroll »